This is the account that establishes membership with the Credit
Union. All members are required to maintain a minimum balance
of $25. By maintaining the minimum balance you are eligible
for other services that the credit union provides.
Our Time Share accounts allow you to earn a higher
interest rate than a regular savings with a shorter term that
a CD. These accounts require a minimum of $1000. Deposits can
be made at anytime and funds can be accessed every 60, 90,
or 120 days.
Our Christmas club account allows you to save
for the busy holiday season. There is no minimum deposit to
open a Christmas club account. You can deposit money at any
time and money can be withdrawn in November.
This account is designed for children ages 1-12.
A minimum of $5 is required to open the account and children
receive prizes and are entered into the quarterly drawing for
making deposits into their account. Young Conductors receive
quarterly updates, are eligible for contests and prizes, and
can participate in activities and events.
This account is for teenagers 13 – 17 years of age. A minimum of $25 is required to open this account and with every $10 deposit or more, teens are entered into a quarterly drawing for prizes valued at $75 or more! Teens will also have access to educational materials to help with financial growth.
This account is for members 60 years of age and
older. Benefits of the Golden Age Savings Account include 5
free Money Orders or Cashier’s Checks per month, free
Travelers Checks.
IRA’s are a great investment for your future.
IRA’s offer tax-deferred earnings and a possibility for
tax-deductible contributions. The minimum balance to open an
IRA is $25 and deposits are voluntary.
Our Money Market account offers the convenience
of a checking account with a higher interest rate. A minimum
balance of $2000 is required and a maximum of 6 withdrawals
are allowed per month.
Our Certificates of Deposit offer a higher rate
of return than a regular savings account. A minimum of $1000
is required and 12 and 24-month terms are available. Certificate
of Deposit rates are locked in for the term of the Certificate.
