HELOC's are a popular way to tap into the equity in your home. They work great for home improvement projects because you can access the funds as the project progresses. As you repay the funds the money becomes available to borrower again. Here are some of the details:

• Financing up to 80% of the appraised value of your home (less your 1st mortgage or other superior liens)
• No Annual Fee or Draw Fees
• Adjustable Rate
• 5 Year Draw Period with 5-10 year repayment period
• Easy Access to Funds
• Interest may be tax deductible (See your tax adviser for details on your situation)
  

Our home equity loans are another great way to tap into your home's equity. They work great for consolidating debt and just about any other purpose. The interest rate is fixed so there is no need to worry about payment fluctuations. Here are some more details:

• Financing up to 80% of the appraised value of your home (less your 1st mortgage or other superior liens)
• Fixed Interest Rate
• Up to 15 year term
• Interest may be tax deductible (See your tax adviser for details on your situation)