Fee Schedule

Effective Date February 10, 2013

 

Visa
Cash Advance $3.00

Late Fee $25.00

Over Limit Fee $25.00

Returned Check $25.00

Replace Card- Lost or Stolen $7.50 *

Over Night Replacement One Card   - $35.00 *
Two Cards - $45.00 *

Replace Damaged Card $3.00 *

Loan
Late Fee $25.00

Real Estate Late Fee $30.00


Share Draft/Checking
Returned Draft- NSF $26.00

ACH Returned- NSF $26.00

Stop Payment $26.00

Draft Reconciliation $12.00 per hour

Photo Copies of Drafts $2.00 each

Collection Items (INCOM) $5.00

Courtesy Pay $26.00

ATM
Replace Lost ATM/Debit Card $15.00 *

Replace Closed ATM/Debit Card $15.00 *

Replace Damaged ATM/Debit Card $3.50*

Overnight Replacement $54.50*

Both Card & PIN Replace $104.00*

ATM/Debit Card Overdraft $26.00

Foreign Transaction on ATM $2.00

Other Fees
Money Orders/Cashiers Checks/Corporate Drafts $1.00 each

Travelers Checks 1 Signature - 1.00% of purchase
2 Signatures - 1.50% of purchase

Wires Domestic - $20.00
Foreign - Varies

Account Research $12.00 per hour

Stop Payment - Money Orders $26.00

Stop Payment - Cashiers Checks $26.00

Microfiche Copy $2.00 each

Non-member Check Cashing $8.00

Returned Deposit Checks $10.00

Print-out Of Statement $1.50 per page

Early Closure Fee- Account Closed Within 30 Days $20.00

Reinstatement Fee $10.00

Reinstatement Fee AfterEarly Closure $20.00

Reinstatement Fee After 2 Closures $100.00

Statement Handling (hold) $3.00 per quarter

Return Mail Fee $3.00

Safety Deposit Fees 3X5 - $15.00
3X10 - $25.00
5X10 - $30.00
10X10 - $45.00

Enforce Reg E - After 6 Withdrawals $1.00 each

Excessive Withdrawals - After 6 From Share Account $1.00 each

Coin Services 10% for all non-members

Foreign Check Processing $25.00

GAP $274.00

Pre-Load Debit Card $6.00 intial fee - $2.00 each time reloaded

*You may be assessed the actual cost the credit union is charged.

 
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